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Use Bartering as Part of Your Budget PlanWhen trying to stretch your Xmas gift budget, don't forget about the power of informal BARTER. At a church sale last weekend, I traded several bottles of fancy bubble bath and some hair product for a wooden screen I had. You can do that for all sorts of things!
Family Trip Instead of Toys for ChristmasA couple of years ago my daughter asked her kids what they wanted for Christmas: toys or going to the Wisconsin Dells for Christmas with the family? Would you believe they picked going to the Dells? They said they had enough toys and that they get toys for their birthdays.
