With an expanding family that includes children, grandchildren (four new babies in the last two years!) our family has come up with this way to deal with holiday gift giving. None of use credit cards! We are not credit card people. So there is no horrible 'after Christmas' debt.
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We are actually starting this in 2008! My family now includes my parents , my 4 siblings and their spouses, 6 nieces (plus two of their husbands) a nephew, a great-niece and a Great-nephew. Mind you ...I'm a 25 yr old struggling college student and with my parents being the exception everyone else is under 40! and 5 are under age 4!
I shop for Christmas all year long. I go to yard sales, and church rummage sales. I get really great gifts for cheap, and I feel that I'm helping the environment by recycling.
I make sure all clothing is clean, and all toys are properly disinfected. Some things I get are brand new.
I store them in a closet, and if I forget someones birthday, I can go to the closet and pick them out something nice. Then I give them a verbal birthday card, also helping the environment.
Hope this is useful for someone!
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